Spinfred Payments & E-Wallet : PayID & Aussie Bank Transfers in AUD
This is the official Spinfred payments & e-wallet page for Australian players.
Here you'll learn how to:
- Deposit in AUD using Aussie-friendly options
- Use PayID and bank transfers from major Australian banks
- Understand how the Spinfred e-wallet (your account balance) actually works
- Withdraw your winnings safely and avoid common banking mistakes
Spinfred's banking has been built around Australian players, with payment methods focused on local banks and PayID rather than a big list of random international options.
PayID Friendly
NAB / ANZ / Westpac / CommBank
AUD Deposits & Withdrawals
Secure & Encrypted
Supported Payment Methods for Aussie Players
According to independent reviews and listings, Spinfred supports a compact set of 5 key payment methods, all centred on Australia:
National Australia Bank (NAB)
ANZ Bank
Westpac Bank
Commonwealth Bank
PayID
Linked to your Australian bank account
Instead of trying to support every card, e-wallet and crypto under the sun, Spinfred focuses on methods that:
- Work naturally with Australian bank accounts
- Settle in AUD
- Fit with the rise of PayID casinos and PayID pokies sites in Australia
From a player's perspective, that means:
- Less confusion over which currencies or third-party wallets to use
- A more "local" feel to deposits and withdrawals
- A clearer picture of how money flows in and out of your Spinfred e-wallet
💡 Remember: Always check the Payments/Banking section inside your account for the latest list of supported methods, as options can change over time.
How the Spinfred E-Wallet Works
When people say "Spinfred e-wallet", what they're really talking about is your casino account balance – the internal wallet where:
Deposits
Deposits land once they've been processed
Spinfred E-Wallet
Your account balance in AUD
Play
Winnings from pokies and casino games are added
Withdraw
Withdrawals are taken from when you cash out
It's not a separate app like PayPal or Skrill. It's simply:
Your money + bonus funds (if any) inside your Spinfred account, held in AUD.
Key points:
- You fund your e-wallet using PayID or bank transfers from supported banks.
- You play from that balance across pokies and casino games.
- You withdraw from that balance back to your bank or PayID once you meet any relevant conditions (for example, KYC checks or wagering on bonuses).
Think of it as the digital equivalent of a cashier cage at a casino – everything flows through it.
Depositing with PayID & Australian Banks
For many Aussie players, PayID is the star of the show. It's part of Australia's New Payments Platform (NPP) and lets you move money using a simple identifier (mobile number, email, etc.) instead of long BSB and account numbers.
A typical Spinfred deposit flow using PayID or bank transfer looks like this:
Log in and go to the Payments / Cashier section
- Use your Spinfred login
- Navigate to "Deposit" or "Cashier"
Choose your payment method
You'll usually see options such as:
- PayID
- NAB
- ANZ
- Westpac
- Commonwealth Bank
Pick the one that matches how you prefer to bank.
Enter your deposit amount
- Choose how much you want to deposit in AUD
- Make sure it fits within your budget and any minimum/maximum limits shown in the cashier
Follow the on-screen PayID or bank instructions
For PayID deposits (general process across PayID casinos):
- You'll either receive a PayID identifier to pay to (often an email, mobile or ABN), or
- You may be asked to enter your own PayID details through a secure flow
- Confirm the payment inside your own banking app or online banking
Once done, PayID deposits at online casinos are typically very fast, often appearing in your casino balance within minutes, depending on processing and checks.
For standard bank transfers, the steps are similar, but processing may take longer depending on the bank and cut-off times.
Always check:
- Any fees (if applicable)
- Any deposit limits per transaction or per day
- Whether certain methods are deposit-only or can also be used for withdrawals
Withdrawing Your Winnings from Spinfred
Cashing out is the best part – but it's also where many players get confused or impatient. Across PayID-friendly Aussie casinos, withdrawals are generally designed to be:
- Secure (with identity checks where required)
- Reasonably fast, especially when PayID is involved
- Sent back to a method in your name
A typical Spinfred withdrawal flow will look like:
Complete any verification (KYC) requests
If you haven't already, you might be asked for:
- Photo ID (passport, licence, etc.)
- Proof of address
- Possibly proof that you own the bank account you're withdrawing to
Doing this early can prevent delays later.
Check bonus and wagering status
If you've accepted bonuses:
- Make sure you've met wagering requirements
- Check whether any bonus-tied funds are still restricted
Most Aussie casino reviews emphasise that you can't withdraw bonus funds or winnings freely until wagering terms are completed.
Request your withdrawal
- Go to Withdraw / Cashier
- Choose your withdrawal method (often PayID or bank transfer when available)
- Enter the amount you want to cash out
- Confirm and submit the request
Depending on the casino's policies and your chosen method, withdrawals via PayID are often processed quickly once approved, with funds reaching your bank relatively fast compared to older methods.
But always allow for:
- Internal review time
- Weekends or bank holidays
- Additional checks if something looks unusual
Limits, Fees & Processing Times
Every payment method has its own:
- Minimum deposit and withdrawal amounts
- Maximum per transaction / per day
- Processing times (casino-side + bank-side)
- Potential fees (if any)
Because these can change over time and can differ based on your region and account status, the most accurate information will always be inside:
- Your Spinfred account cashier
- Any dedicated Payments / Banking or Terms & Conditions sections
| Method | Typical Speed | Notes |
|---|---|---|
| PayID | Fast once approved | Near-instant transfers via NPP |
| Bank Transfer (NAB/ANZ/Westpac/CommBank) | Standard bank timing | May take 1-3 business days |
General guidelines from PayID casino comparisons in Australia:
- PayID is typically one of the fastest methods once approved.
- Standard bank transfers may take longer but are familiar and widely used.
- Some casinos don't charge fees, but your bank might, especially for certain transfer types.
- Check both Spinfred's rules and your bank's policies before you move larger amounts.
How Safe Are Spinfred Payments & PayID?
From a payment perspective, PayID was built into Australia's banking system to make transfers:
- Faster – near-instant in many cases
- Easier – using a phone number or email instead of BSB + account
- More secure in practice – you see the recipient name before confirming the transfer
When you use PayID or bank transfers with an online casino:
- Your banking app or online banking still handles the actual authorisation
- You don't share card numbers on the casino site
- You stay within the protections and security of your bank's environment
On top of that, Spinfred (like other real-money casinos) is expected to use:
- Encrypted connections (HTTPS) for pages handling logins and payments
- Internal security checks to flag unusual activity
- Verification processes before releasing withdrawals
Security Checklist
- ✓ Only use the official Spinfred website
- ✓ Never share your Spinfred password or SMS codes
- ✓ Double-check any PayID details before confirming a payment
- ✓ Avoid public Wi-Fi for banking actions where possible
- ✓ Check for HTTPS and padlock icon in browser
- ✓ Verify recipient name before confirming PayID transfers
Common Payment Issues & How to Fix Them
Even with good systems, stuff goes wrong sometimes. Here's how to handle the big ones:
My deposit isn't showing in my Spinfred e-wallet
- Check that the payment left your bank account
- Confirm you used the correct PayID or bank details provided in the cashier
- Allow some time for processing, especially for bank transfers
- If it's clearly left your bank but not arrived after a reasonable time, contact support with:
- Time of transaction
- Amount
- Any payment reference or screenshot
My withdrawal is "pending" for ages
- Make sure you've completed KYC and any extra checks requested
- Check if you have any active bonus with unmet wagering requirements
- Look for emails from Spinfred asking for more information
- If it's still not clear, reach out to support and ask for an update on the status
My PayID transaction failed
- Double-check the PayID identifier is entered exactly as shown
- Confirm with your bank that PayID is set up and active on your account
- Ensure you have enough funds and aren't hitting daily transfer limits
- Try again once, and if it still fails, ask support if there's an alternative bank method you can use
Bankroll, Banking & Responsible Play
Using PayID and fast Aussie bank transfers makes it very easy to move money in and out – which is convenient, but also risky if you're not disciplined.
Good habits:
Treat your Spinfred e-wallet like cash – not free points
Decide your budget for a session before you deposit
Avoid repeatedly "topping up" just because PayID is quick
Consider setting a cool-down rule (for example, no re-depositing on the same day after a loss)
If you notice:
- You're depositing more often than you planned
- You're chasing losses with bigger transfers
- You feel stress, guilt or panic around your gambling
…that's a sign to slow down or stop completely for a while. Use any available tools (limits, time-outs, self-exclusion) and consider reaching out to Australian gambling help services.
Online casinos – including Spinfred – should be entertainment only, never a way to fix financial problems.
Spinfred Payments & E-Wallet FAQ
Independent reviews of Spinfred list National Australia Bank (NAB), ANZ, Westpac, Commonwealth Bank and PayID as the core banking options, making it highly focused on Australian players. Always check the cashier inside your account for the most up-to-date list.
Yes, Spinfred is repeatedly listed as supporting PayID alongside major Aussie banks, which is one reason it appears on PayID casino and PayID pokies lists. PayID availability and rules can change, so confirm in the Payments section of your account.
It's your casino account balance, held in AUD – where deposits, winnings, bonus funds and withdrawals are tracked. It's not a separate e-wallet app, just the internal wallet used on Spinfred.
Timing depends on internal processing, verification and your chosen method. PayID and modern bank transfers are generally among the fastest options at Australian casinos once approved, but you should always allow extra time for checks and bank handling.
Some casinos eat the fees; others pass them on or only charge for specific methods. Check Spinfred's cashier and your bank's policies to see if any fees apply to your chosen method and amount.
Typically, online casinos require withdrawals to go back to a payment method in your own name for security and anti-money-laundering reasons. If names don't match, withdrawals might be delayed or rejected.